Why Soko Mvumo?
Bridging decentralized finance and traditional mobile money.
Decentralized Trust
All bets and wagers are held securely in escrow by audited Soroban smart contracts on the Stellar network. No single entity controls your funds, and payouts are automatically executed based on immutable verification code.
Stable USDC Settlement
Avoid the volatility of standard cryptocurrencies. All markets are settled in Stellar USDC, providing a stable, reliable peg to the US dollar for all predictions, fees, and payouts.
Direct M-Pesa Integration
Seamlessly deposit and withdraw using KES (Kenyan Shillings) through standard M-Pesa. Our treasury service handles the conversion on-the-fly, connecting standard mobile wallets with global Web3 liquidity.
Fair Odds & High Liquidity
Market odds dynamically update based on public supply and demand, eliminating the "house edge" typical of traditional bookmakers. Users can trade out of their positions at any time before market closure.
How It Works
Start participating in just a few simple steps.
Deposit Funds
Connect your account and initiate a deposit in Kenyan Shillings (KES) via M-Pesa or send Stellar USDC directly to your platform wallet.
Make a Prediction
Select any live market from politics, finance, or sports. Wager by purchasing "YES" or "NO" outcome shares based on your predictions.
Claim Your Winnings
Once the market concludes and the verified outcome is resolved, redeem your shares for USDC and withdraw straight back to your M-Pesa account.